Auto Insurance

All drivers in Pennsylvania must buy auto insurance. This is called maintaining “financial responsibility” on your auto. A Pennsylvania auto accident lawyer can advise you about the status of your auto insurance. If you are caught driving without insurance, you may face the following penalties: At least a $300 fine 3-month registration suspension 3-month driver’s Continue Reading→

Whether you have already chosen PA limited tort insurance and you have been hurt in an accident or you are considering limited tort for your next insurance policy, you likely have questions. Most importantly, you want to about the limited tort threshold, or when you can receive full tort damages even if you have limited Continue Reading→

The Insurance Research Council reports that approximately 14% of drivers in the U.S. overall are uninsured. This number is climbing, especially as people feel financially strapped today. If you have loved ones who ride with you, and/or assets to protect, most car accident lawyers will say you are doing yourself a disservice if you don’t Continue Reading→

Automobile insurance, or some other proof of ability to pay for liability, is required in all states. However, Pennsylvania’s auto insurance laws are unique in regard to first-party benefits (FPBs). In a nutshell, FPBs are a required add-on to your auto insurance policy. While other states offer this coverage, only Pennsylvania requires you to carry the Continue Reading→

What will happen to the person who caused my injury? When you report an injury to your insurance company, it will generally handle the process of holding the person who injured you accountable. The insurer may contact that person to obtain information, such as statements and reports, regarding your injury. This is the initial investigation Continue Reading→

The insurance adjuster for the defendant does not have to give you any advice.  They will be sure to tell you things that favor not paying you enough for your claim.  But they are not likely to give you advice about your rights.  While you are out there on your own, the insurance adjuster has Continue Reading→

Medical Payments Insurance Coverage for Auto Accidents The medical payments coverage for auto accidents works like health insurance.  You have your own coverage that covers you, family household members, and passengers in your car for medical benefits in case someone is hurt in an auto accident.  The minimum amount of medical benefits for auto accidents is Continue Reading→

Property Damage Liability Insurance for Car Accidents This type of insurance covers damage that you may cause in a car accident to someone else’s car.  It does not cover bodily injury damages.  Again, the minimum for a car accident is $15,000 in coverage, but that will not be enough to cover damage caused to most Continue Reading→

An insurance company can delay your claim as long as they want, unless you bring legal action to force them to respond.  If they can get you to wait too long to bring your legal action, you may be time barred.  So while the insurance company can afford to wait, you cannot.  You need to Continue Reading→

Bodily Injury Liability Insurance This type of coverage is required for all drivers.  It is intended to cover injuries that a driver may cause to other drivers or to pedestrians.  The minimum amount of automobile insurance coverage in Pennsylvania is $15,000 per person and $30,000 per automobile accident.  The per person amount means that no Continue Reading→