Did You Know?
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- You need to visit your physician before insurance will cover medical expenses. Get a copy of your doctor’s report that details your accident injuries.
- You may need a company letter verifying you missed work because of injuries in an auto accident.
- Auto accident attorney Jim Ronca has more than 30 years experience working on car and truck accident cases.
Named Top 10 Lawyer
Jim Ronca was named a Top 10 PA Lawyer by Super Lawyers®.
Uninsured and Underinsured Motorist Accidents
A difficult situation arises when you’re in an auto accident with an uninsured or underinsured driver. You may be confused as to how you’re going to get compensation if the other driver has no insurance to cover your expenses.
Auto accident attorney Jim Ronca urges all drivers to have underinsured motorist (UIM) and uninsured motorist (UM) coverage on their insurance policies, so they’re covered in the event of a crash caused by a driver without any or enough auto insurance.
Regardless of whether you have UM and UIM insurance, insurance company representatives will try to low-ball your compensation. They may try to give you a few thousand dollars, but that doesn’t go very far if you’re seriously injured and your vehicle needs repairs. You need Jim Ronca as your advocate to speak with the insurance company and navigate the lien process.
Uninsured motorists face fines, license suspension and other penalties if they’re caught, but seven percent of all Pennsylvania drivers were uninsured in 2009 according to the Insurance Research Council. That’s a lot of uninsured drivers on the roadway.
Jim has more than 30 years experience dealing with insurance companies that want to pay victims at the littlest cost to them. Don’t get stuck with bills after an accident because of an uninsured or underinsured driver. Call Jim today for fearless advocacy that will get you the compensation you deserve.









